Test Prep CFA® Level I Chartered Financial Analyst CFA® LEVEL 1 Dumps in PDF

Free Test Prep CFA® LEVEL 1 Real Questions (page: 89)

The stated purposes of Standard IV (B) (8), Disclosure of Referral Fees, are to:

  1. Help the customer or client evaluate the full cost of the services.
    II. Help the customer or client evaluate any possible partiality.
    III. Help the customer or client evaluate potential conflicts of interest as a result of the participation of immediate family in transactions.
  2. I only.
  3. II only.
  4. III only.
  5. I and II only.
  6. II and III only.
  7. I and III only.
  8. I, II and III.

Answer(s): D

Explanation:

This question relates to Standard IV (B.8), Disclosure of Referral Fees. Statements I & II give the two primary reasons listed in the Standards of Practice Handbook for disclosing referral fees to clients. The purpose given in Statement III is not a primary consideration.



Real estate must be valued through an independent appraisal at least ________ unless client agreements state otherwise.

  1. once every five years
  2. once every year
  3. once every three years
  4. once every two years

Answer(s): C

Explanation:

Real estate must be valued through an independent appraisal at least once every three years unless client agreements state otherwise. Real estate valuations must be reviewed at least quarterly. This is a requirement for calculation of returns.



Which of the following can be found in Standard IV?

  1. Members shall not participate in any professional conduct involving dishonesty, fraud, deceit, etc.
  2. Members shall exercise diligence and thoroughness in making investment recommendations or in taking investment actions.
  3. Members shall not knowingly participate or assist in any violation of laws, rules, or regulations.
  4. Members shall deliver a copy of the Code to their employer.
  5. Members shall not misrepresent investment performance.

Answer(s): B

Explanation:

Standard IV states that members shall exercise diligence and thoroughness in making investment recommendations or in taking investment actions.



Serena Zaltz is a portfolio manager at Katalina Investments, a small boutique in Connecticut. She currently manages 3 client accounts, one of which belongs to John Hersham. John recently told Serena that if his portfolio beat the S&P500 by 75 basis points over the next 3 months, he would give 10 basis points to her as a "superior performance reward." Serena told him this was unnecessary but John insisted that such an arrangement be made on a handshake. Serena subsequently spoke to her supervisor, Helena, about it and Helena did not object to the arrangement. Then, Serena has:

  1. has violated Standard IV (3) - Independence and Objectivity.
  2. has violated Standard III (D) - Disclosure of Additional Compensation Arrangements.
  3. not violated any code of conduct.
  4. has violated Standard IV (B.8) - Disclosure of Referral Fees.

Answer(s): B

Explanation:

While Serena may have informed her employer orally about her additional compensation arrangement, Standard III (D) requires written notification to the employer and this includes any form of communication that can be documented. Such written disclosures act as paper trails of all such arrangements and act as a deterrent to such arrangements except in the more compelling cases.



Standard IV (B.5) is known as ________.

  1. None of these answers
  2. Preservation of Confidentiality
  3. Fair Dealing
  4. Investment Process
  5. Duty to Employer
  6. Interactions with Clients and Prospects
  7. Prohibition against Use of Material Nonpublic Information
  8. Professional Misconduct

Answer(s): B

Explanation:

Standard IV (A) deals with the Investment Process. Standard III (B) deals with Duty to Employer. Standard IV (B.3) deals with Fair Dealing. Standard IV (B) deals with Interactions with Clients and Prospects. Standard V (A) deals with Prohibition against Use of Material Nonpublic Information. Standard IV (B.5) deals with Preservation of Confidentiality. Standard II (B) deals with Professional Misconduct.



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