CFA Level I Chartered Financial Analyst CFA I Dumps in PDF

Free CFA CFA I Real Questions (page: 91)

Portfolios that include more than one asset class are called ________ portfolios.

  1. quasi-asset
  2. multivariate
  3. multiple leverage
  4. univariate-asset
  5. multiple-asset

Answer(s): E

Explanation:

If the firm does not have discretion over the asset mix, the segments of the various asset classes, with their respective cash positions, must be included in composites composed of like assets.



The Standards state that when presenting material to others, members shall not "copy or use, in substantially the same form as the original, material prepared by another without acknowledging and identifying the name of the author, publisher, or source of such material." The analyst may use information from other sources without acknowledgment, however, if the information:

  1. is factual information published in recognized financial and statistical reporting services.
  2. does not include a buy or sell recommendation.
  3. was originally communicated verbally.
  4. is being reported only to the member's employer or associates.

Answer(s): A

Explanation:

This question relates to Standard II (C), Prohibition against Plagiarism, which states that members may use factual information published in recognized financial and statistical reporting services without attribution. Even if the information is communicated verbally, members must use proper attribution of the material. Whether or not the plagiarized material is combined with a buy/sell recommendation or reported only to the member's employer or associates does not change the fact that the member is copying material without acknowledgment.



Standard I includes rules on which of the following?

  1. Professional Misconduct
  2. All of these answers
  3. Use of Professional Designation
  4. None of these answers
  5. Prohibition against Plagiarism

Answer(s): D

Explanation:

Standard I refers to compliance with laws, rules and regulations and their violation. Standard II - Relationships with and Responsibilities to the Profession - includes rules on the use of Professional Designation, Professional Misconduct and Prohibition against Plagiarism.



Smithers is a financial analyst with XYZ Brokerage Company. She is preparing a purchase recommendation on JNI Corporation. Which of the following situations would represent a conflict of interest for Smithers and, therefore, would have to be disclosed?

  1. Smithers is on a retainer as a consultant to JNI.
    II. XYZ holds for its own account a substantial common stock position in JNI.
    III. Smithers has material beneficial owners of JNI through a family trust.
    IV. Smithers' brother-in-law is a supplier to JNI.
  2. II and III only.
  3. I, II and III only.
  4. II only.
  5. I and IV only.
  6. III only.
  7. IV only.
  8. I only.
  9. I, II and IV only.

Answer(s): B

Explanation:

This question pertains to Standard IV (B.7), Disclosure of Conflicts to Clients and Standard III (C), Disclosure of Conflicts to Employer. Statements I, II and III describe conflicts of interest for Smithers or for her firm that would have to be disclosed. Statement I describes an employment relationship between the analyst and the company subject to recommendation. Statement II describes the beneficial interest of the analyst's employer in the company's stock. Statement III describes the analyst's own beneficial interest in the company stock. In Statement IV, the relationship between the analyst and the company through a relative is so tangential that it does not create a conflict of interest necessitating disclosure.



Fiduciary duty includes a duty of loyalty and a reasonable standard of ________.

  1. care
  2. none of these answers
  3. prudence
  4. custody

Answer(s): A

Explanation:

Standard IV (B.1) - Fiduciary Duties - states: Because the fiduciary is in a position of trust, the duty required in fiduciary relationships exceeds what may be acceptable in other industries. Fiduciaries owe undivided loyalty to their clients and must place client interests before their own. The investment manager's fiduciary responsibility to a client includes a duty of loyalty and a duty to exercise a reasonable standard of care. Investment actions should be carried out for the sole benefit of the client and in a manner the manager believes to be in the interest of the client, given the known facts and circumstances.



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