CFA Level I Chartered Financial Analyst CFA I Dumps in PDF

Free CFA CFA I Real Questions (page: 69)

Misrepresentation of performance is prohibited by section ________ of the Standards of Professional Conduct.

  1. III (A)
  2. II (E)
  3. III (F)
  4. IV (E)
  5. V (B)

Answer(s): E

Explanation:

Standard V (B) states "Members shall not make any statements, orally or in writing, that misrepresent the investment performance that they or their firm have accomplished or can reasonably be expected to achieve."



The Performance Presentation Standards ________ require retroactive compliance.

  1. never
  2. always
  3. sometimes

Answer(s): C

Explanation:

Retroactive compliance is not required, but it is allowed for firms with performance calculations for periods prior to the applicable dates that are not in conformance with the AIMR-PPS. In this case, the firm can restate its historical performance in accordance with the Relaxed Retroactive Standards.



Which of the following AIMR Standards maintains that the financial analyst must preserve the confidentiality of information communicated to him by the client?

  1. IV (A)
  2. None of these answers
  3. II (B)
  4. III (C)

Answer(s): B

Explanation:

Standard IV (B.5) - Preservation of Confidentiality states: "Members shall preserve the confidentiality of information communicated by clients, prospects, or employers concerning matters within the scope of the client-member, prospect-member, or employer-member relationship unless the member receives information concerning illegal activities on the part of the client, prospect, or employer."



3 months ago, Fred Hoyle received the AIMR letter, informing him that he had passed Level II exam. He has now registered for Level III exam. Fred can do which of the following?

  1. Put "CFA-II" on his business card, as long as it is in a smaller font than his name.
    II. Mention on his resume that he has passed Level II exam of the CFA program.
    III. Mention that he is a Level III candidate in the CFA program.
    IV. Inform his clients of his professional progress and assure them of his quality as an analyst.
  2. I, II and III only
  3. II and IV only
  4. I, II and IV only
  5. II and III only

Answer(s): D

Explanation:

Standard II (A).



Young, a portfolio manager with Northside Bank, has just been given investment authority for a newly acquired pension account. Client objectives have not yet been established. On the day the account is received, $2 million in bonds, representing 4 percent of the portfolio, mature. Which of the following is Young's best course of action on that day?

  1. Invest the proceeds in cash equivalents until a meeting can be arranged to establish fund objectives.
  2. Contact the client's former investment advisor and take investment action based on previously used guidelines.
  3. Invest the proceeds in accordance with the bank's current asset allocation strategy.
  4. Make no decision until client objectives have been established.

Answer(s): A

Explanation:

This question relates to Standard IV (B.2), Portfolio Investment Recommendations and Actions. This standard requires that members make a reasonable inquiry into a client's financial situation, investment experience and investment objectives prior to making any investment recommendation. To rely on outdated investment guidelines, or firmwide strategies, or to hold the funds, would be inappropriate because it might violate a member's duty to safeguard client's interests. The best course of action is to invest in cash equivalents until a meeting can be arranged to establish fund objectives, because it adequately protects the client's interest until investment objectives are established.



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