Test Prep CFA® Level I Chartered Financial Analyst CFA® LEVEL 1 Dumps in PDF

Free Test Prep CFA® LEVEL 1 Real Questions (page: 14)

What is the effective date for compliance with the AIMR-PPS for U.S. and Canadian investments?

  1. January 1, 1995
  2. January 1, 1992
  3. January 1, 1993
  4. January 1, 1994

Answer(s): C

Explanation:

From January 1, 1993, going forward, all of the firm's actual discretionary fee-paying nontaxable portfolios solely invested in U.S. and/or Canadian investments ("North American Portfolios") must be presented in composites that adhere to the Standards.



Standard II (C) - Prohibition against Plagiarism - addresses all of the following forms of communication, except:

  1. internet communications
  2. oral presentations
  3. electronic data transfer
  4. written presentations
  5. audio/visual presentations
  6. none of these answers
  7. group meetings

Answer(s): F

Explanation:

Standard II (C) does not concern the form of communication of information to clients, prospects, employees, or the general public. Rather, it concerns the need to acknowledge the source of information used by the member to avoid the appearance of plagiarism.



Sterling Drachma is a senior investment consultant currently researching a few high-risk internet stock companies which recently started trading on NASDAQ. Sterling manages 5 large and private investment accounts for which he has discretionary investment authority. Sterling is about 3 years away from retirement and his retirement portfolio is managed by Franc Escudo. Sterling has concluded from his research that two of the internet stocks he has been following are great buys and instructs Franc to divert part of the retirement investments into these stocks. Franc executes the orders as soon as he receives them. Sterling then instructs his brokers to buy the stocks for the two discretionary accounts that he knows are inclined toward high-risk investments. He does not buy any for the remaining three accounts since those are income-oriented, low-risk accounts. In this sequence of events, which of the following is/are true?

  1. Franc has violated Standard IV (B.1) - Fiduciary Duties - by investing retirement account funds in the high-risk stocks.
    II. Sterling has violated Standard IV (B.3) - Fair Dealing - by not treating all his accounts equally.
    III. Sterling has violated Standard IV (B.4) - Priority of Transactions - by trading for his retirement account before trading for his client accounts.
  2. I, II and III
  3. I and III only
  4. II and III only
  5. III only

Answer(s): D

Explanation:

Franc is managing a personal portfolio and as such must execute the orders of his client. The fact that it is a retirement account makes no difference in this situation. Franc would be in violation if he was managing a pension portfolio or a personal trust portfolio and the investments were deemed in violation of plan directives.
Franc, however, should try to understand Sterling's motives in the redeployment of funds since this could prevent his client from what could be reckless investment. Sterling, for his part, as definitely violated Standard IV (B.4) - Priority of Transactions - by trading for his retirement account before trading for his client accounts.
Personal transactions should never take precedence over client and employer transactions. He has, however, not violated Standard IV (B.3) - Fair Dealing - by not treating all his accounts equally. Standard IV (B.3) requires a fair treatment of all clients, not an equal treatment precisely because different accounts have different investment needs and risk appetites. The internet stocks should only be bought for accounts for which they are a suitable investment.



Jorgenson is a senior bond analyst with Morgan Co., a large investment banking firm. Over the past quarter, Morgan's corporate bond department has been betting on the credit spreads in the market narrowing and in anticipation, has invested a large amount of capital in the bonds of two firms, High Tech and Amerizone.com. Unfortunately, the credit spreads have not displayed much activity and as the quarter end is approaching, the department wants to unload the bonds. For this, it puts pressure on Jorgenson to push the bonds on some of

his larger clients. Jorgenson believes that both the bonds are good investments since High tech and Amerizone have been doing very well and their prospects look rosy. So he goes ahead and convinces his clients to purchase as much as a third of Morgan's bond holdings in these companies. Morgan has

  1. not violated the AIMR code of ethics.
  2. violated Standard IV (A.1) - Reasonable Basis and Representations.
  3. violated Standard IV (B.7) - Disclosure of conflicts to Clients and Prospects.
  4. violated Standard IV (A.3) - Independence and Objectivity.

Answer(s): A

Explanation:

There is no evidence that Jorgenson has bowed to any external pressure in recommending the bonds to his clients. If his analysis indicates, in his judgment, that a security is a good investment and suits the needs of a client, then he should recommend it, regardless of whether there is any external pressure for or against that course of action.



Emmy Noether is a senior division manager at Harding & Harding, a money management firm. Emmy is quite fastidious about following the rules of the investment industry and has established specific procedures and guidelines designed to prevent any violations. Recently, it surfaced that one of the employees reporting to Emmy, William Bathwater, had been secretly using inside information on a computer maker to generate profits in his portfolio. William had been extremely clever at hiding these profits and only a serendipitous audit by the Compliance Department revealed the pattern. Emmy, in her capacity as William's supervisor, has:

  1. has not violated any standard in the AIMR code of ethics.
  2. none of these answers.
  3. violated Standard III (E) - Responsibilities of Supervisors - by failing to check William's behavior.
  4. violated Standard III (B) - Duty to the Employer - by failing to check William's behavior.

Answer(s): A

Explanation:

Under Standard III (E) - Responsibilities of Supervisors, members must take reasonable care to ensure that their subordinates do not violate any laws or the code of conduct. This includes designing effective procedures to deter fraudulent activity. However, no amount of scrutiny can prevent the cleverest of frauds. What is expected of the members is that they be diligent enough in carrying out their duties. In the present case, given the facts, Emmy cannot be faulted for William's criminal activity since she hasn't been found to be negligent in any way. Hence, she has not violated Standard III (E) - Responsibilities of Supervisors nor any other standards.



Share your comments for Test Prep CFA® LEVEL 1 exam with other users:

B
BK
8/11/2023 12:23:00 PM

very useful

D
Deepika Narayanan
7/13/2023 11:05:00 PM

yes need this exam dumps

B
Blessious Phiri
8/15/2023 3:31:00 PM

these questions are a great eye opener

J
Jagdesh
9/8/2023 8:17:00 AM

thank you for providing these questions and answers. they helped me pass my exam. you guys are great.

T
TS
7/18/2023 3:32:00 PM

good knowledge

A
Asad Khan
11/1/2023 2:44:00 AM

answer 10 should be a because only a new project will be created & the organization is the same.

R
Raj
9/12/2023 3:49:00 PM

can you please upload the dump again

C
Christian Klein
6/23/2023 1:32:00 PM

is it legit questions from sap certifications ?

A
anonymous
1/12/2024 3:34:00 PM

question 16 should be b (changing the connector settings on the monitor) pc and monitor were powered on. the lights on the pc are on indicating power. the monitor is showing an error text indicating that it is receiving power too. this is a clear sign of having the wrong input selected on the monitor. thus, the "connector setting" needs to be switched from hdmi to display port on the monitor so it receives the signal from the pc, or the other way around (display port to hdmi).

N
NSPK
1/18/2024 10:26:00 AM

q 10. ans is d (in the target org: open deployment settings, click edit next to the source org. select allow inbound changes and save

M
mohamed abdo
9/1/2023 4:59:00 AM

very useful

T
Tom
3/18/2022 8:00:00 PM

i purchased this exam dumps from another website with way more questions but they were all invalid and outdate. this exam dumps was right to the point and all from recent exam. it was a hard pass.

E
Edrick GOP
10/24/2023 6:00:00 AM

it was a good experience and i got 90% in the 200-901 exam.

A
anonymous
8/10/2023 2:28:00 AM

hi please upload this

B
Bakir
7/6/2023 7:24:00 AM

please upload it

A
Aman
6/18/2023 1:27:00 PM

really need this dump. can you please help.

N
Neela Para
1/8/2024 6:39:00 PM

really good and covers many areas explaining the answer.

K
Karan Patel
8/15/2023 12:51:00 AM

yes, can you please upload the exam?

N
NISHAD
11/7/2023 11:28:00 AM

how many questions are there in these dumps?

P
Pankaj
7/3/2023 3:57:00 AM

hi team, please upload this , i need it.

D
DN
9/4/2023 11:19:00 PM

question 14 - run terraform import: this is the recommended best practice for bringing manually created or destroyed resources under terraform management. you use terraform import to associate an existing resource with a terraform resource configuration. this ensures that terraform is aware of the resource, and you can subsequently manage it with terraform.

Z
Zhiguang
8/19/2023 11:37:00 PM

please upload dump. thanks in advance.

D
deedee
12/23/2023 5:51:00 PM

great great

A
Asad Khan
11/1/2023 3:10:00 AM

answer 16 should be b your organizational policies require you to use virtual machines directly

S
Sale Danasabe
10/24/2023 5:21:00 PM

the question are kind of tricky of you didnt get the hnag on it.

L
Luis
11/16/2023 1:39:00 PM

can anyone tell me if this is for rhel8 or rhel9?

H
hik
1/19/2024 1:47:00 PM

good content

B
Blessious Phiri
8/15/2023 2:18:00 PM

pdb and cdb are critical to the database

Z
Zuned
10/22/2023 4:39:00 AM

till 104 questions are free, lets see how it helps me in my exam today.

M
Muhammad Rawish Siddiqui
12/3/2023 12:11:00 PM

question # 56, answer is true not false.

A
Amaresh Vashishtha
8/27/2023 1:33:00 AM

i would be requiring dumps to prepare for certification exam

A
Asad
9/8/2023 1:01:00 AM

very helpful

B
Blessious Phiri
8/13/2023 3:10:00 PM

control file is the heart of rman backup

S
Senthil
9/19/2023 5:47:00 AM

hi could you please upload the ibm c2090-543 dumps

AI Tutor 👋 I’m here to help!