Financial Institute CFA Level I Chartered Analyst® CFA Level 1 Exam Questions in PDF

Free Financial CFA Level 1 Dumps Questions (page: 68)

Standard IV (A) is known as ________.

  1. Interactions with Clients and Prospects
  2. Preservation of Confidentiality
  3. Professional Misconduct
  4. Prohibition against Use of Material Nonpublic Information
  5. Duty to Employer
  6. Fair Dealing
  7. None of these answers
  8. Investment Process

Answer(s): H

Explanation:

Standard IV (A) deals with the Investment Process. Standard III (B) deals with Duty to Employer. Standard IV (B.3) deals with Fair Dealing. Standard IV (B) deals with Interactions with Clients and Prospects. Standard V (A) deals with Prohibition against Use of Material Nonpublic Information. Standard IV (B.5) deals with Preservation of Confidentiality. Standard II (B) deals with Professional Misconduct.



If the senior members of an investment advisory firm are unwilling to disseminate negative information about a firm, the advisory should

  1. none of these answers.
  2. refrain from making an investment recommendation citing proprietary reasons.
  3. disseminate only factual information about the firm and refrain from making any research comments.
  4. release the report without the negative information.

Answer(s): C

Explanation:

"Procedures for Compliance," Standard IV (A.3)



According to the AIMR-PPS, account portfolios must be grouped into composites

  1. based on similar investment strategy or objective.
  2. all of these answers are correct.
  3. based on the date the portfolios were initiated.
  4. based on the individual account manager's clientele.

Answer(s): A

Explanation:

For the defined firm, all fee-paying accounts with investment discretion must be included in one or more composites. The account portfolios must be grouped into composites based on similar investment strategy or objective. Compliance cannot be met on a per composite or per product basis but can only be met on a firmwide basis.



Level ________ verification applies to specific composites.

  1. II
  2. III
  3. I
  4. 0
  5. IV

Answer(s): A

Explanation:

Level I verification applies to all firm composites. Level II verification requires a Level I verification at least on the specific composites being verified at Level II. (Note: There are only two levels of verification.)



Which of the following is/are true about corporate pension plans?

  1. The plan manager owes a fiduciary duty to the plan sponsor.
    II. The plan manager is held to the "Prudent Man Rule."
    III. The plan manager is restricted by a legal list of statutes which limit investments to a specified set of securities.
  2. II and III only
  3. II only
  4. none of them
  5. I and II only

Answer(s): C

Explanation:

Corporate pension plan managers are governed by ERISA (Employee Retirement Security Act, 1974). Under this, fiduciaries are held to the "Prudent Expert Rule" and are expected to conduct investments using appropriate analysis and expertise. They owe fiduciary loyalty solely to the plan beneficiaries and not to the plan sponsor or any other party whom may be involved. ERISA allows the plan manager to consider investments in a portfolio context rather than on an individual basis. Thus, it provides far more latitude and is much more sensible than the old rules that relied on legal lists of securities for investments. Standard IV (B.1) - Fiduciary Duties - and the Topical Study "Fiduciary Duty."



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