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Banking CRCM Exam (page: 33)
Banking CERTIFIED REGULATORY COMPLIANCE MANAGER (CRCM)
Updated on: 12-Aug-2025

Viewing Page 33 of 276
CRCM PDF 463 Questions

OCC advisory on credit card practice-AL-2004-10 in credit card practices covers:

  1. Finance and credit management practices that may be unfair or deceptive and expose a bank to compliance and reputation risk
  2. Marketing and account management practices that may be unfair or deceptive and expose a bank to compliance and reputation risk
  3. Marketing and account management practices
  4. Marketing and account management practices that may be fair and can't expose a bank to compliance and reputation risk

Answer(s): B



Practice/s addressed in the guidance of OCC advisory on credit card practices-AL-2004- 10 is/are:

  1. "Up-to" marketing
  2. Promotional rate marketing
  3. Repricing of accounts and other changes in credit terms
  4. Lending to insiders

Answer(s): A,B,C



Practice/s addressed in the guidance of OCC advisory on credit card practices-AL-2004- 10 is/are:

  1. "Up-to" marketing
  2. Promotional rate marketing
  3. Repricing of accounts and other changes in credit terms
  4. Lending to insiders

Answer(s): A,B,C



Practice/s addressed in the guidance of OCC advisory on credit card practices-AL-2004- 10 is/are:

  1. "Up-to" marketing
  2. Promotional rate marketing
  3. Repricing of accounts and other changes in credit terms
  4. Lending to insiders

Answer(s): A,B,C



Regulation O both restricts lending to insiders and requires that certain loans to insiders be disclosed. Each banking agency has adopted the provisions of Regulation O for administrative enforcement purposes. These were not found to be useful in preventing insider lending abuse. Regulation O governs which of the following areas major areas:

  1. Lending to insiders
  2. Disclosures of loans made to insiders
  3. Both of these
  4. None of these

Answer(s): C



Viewing Page 33 of 276



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LeAnne Hair 8/24/2023 12:47:00 PM

#229 in incorrect - all the customers require an annual review
UNITED STATES