The purpose of guidelines for National Banks to Guard against Predatory and Abusive Lending Practices- AL-2003-2 includes all of the following EXCEPT:
- Provide examples to national banks of practices that may be abusive
- Advise banks on how they should avoid abusive practices
- Banks should consider appropriate discount rates, credit loss rates, and prepayment rates when valuing these assets
- Show how some abusive lending can involve unfair or deceptive practices and therefore violate the Federal Trade Commission Act