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ABA CERTIFIED REGULATORY COMPLIANCE MANAGER (CRCM) CRCM Dumps in PDF

Free ABA CRCM Real Questions (page: 51)

CRCM PDF — 462 Questions

Creditors must retain for 25 months after the date that an offer of credit is made (12 months for business applicants with gross revenues of $1 million or less) the following items EXCEPT:

  1. The text of any prescreened solicitation
  2. All other written information concerning the applicant
  3. The list of criteria used to select recipients
  4. Any record of complaints regarding the solicitation

Answer(s): B



According to FDIC Guidance on Spousal Signature Provisions, if the creditor requires the spouse's signature on an instrument that imposes personal liability, the creditor's belief should be:

  1. Supported by a thorough review of pertinent statutes, decisional law, or an opinion of the state's attorney general
  2. Supported by a thorough review of pertinent statutes
  3. Supported by decisional law
  4. Supported by an opinion of the state's attorney general

Answer(s): A



According to FDIC Guidance on Spousal Signature Provisions, if the creditor requires the spouse's signature on an instrument that imposes personal liability, the creditor's belief should be:

  1. Supported by a thorough review of pertinent statutes, decisional law, or an opinion of the state's attorney general
  2. Supported by a thorough review of pertinent statutes
  3. Supported by decisional law
  4. Supported by an opinion of the state's attorney general

Answer(s): A



According to FDIC Guidance on Spousal Signature Provisions, if the creditor requires the spouse's signature on an instrument that imposes personal liability, the creditor's belief should be:

  1. Supported by a thorough review of pertinent statutes, decisional law, or an opinion of the state's attorney general
  2. Supported by a thorough review of pertinent statutes
  3. Supported by decisional law
  4. Supported by an opinion of the state's attorney general

Answer(s): A



A consumer reporting agency may furnish a consumer report

  1. If not authorized in writing by the consumer
  2. In response to a court order having jurisdiction or a subpoena issued by a federal grand jury or review or collection of an account of the consumer
  3. In connection with a credit or insurance transaction
  4. For employment purposes
    Before procuring a consumer report, an employer
    Must disclose to the individual in writing that a consumer report may be obtained Must obtain written authorization from the individual before procuring the report

Answer(s): B,C,D



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6/29/2023 4:07:00 AM

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Anonymous
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John
11/12/2023 8:48:00 PM

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10/17/2023 8:29:00 AM

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9/24/2023 12:38:00 PM

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6/23/2023 1:22:00 AM

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JJ
5/28/2023 4:32:00 AM

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1/3/2023 8:06:00 PM

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7/21/2023 6:10:00 PM

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Anonymous
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Curtis Nakawaki
7/5/2023 8:46:00 PM

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12/2/2023 6:31:00 AM

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praveenkumar
11/20/2023 11:57:00 AM

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5/15/2023 5:38:00 AM

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Wong
12/20/2023 11:34:00 AM

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MALAYSIA
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david
12/12/2023 12:38:00 PM

this was on the exam as of 1211/2023

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Tink
7/24/2023 9:23:00 AM

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Jaro
12/18/2023 3:12:00 PM

i think in question 7 the first answer should be power bi portal (not power bi)

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9eagles
4/7/2023 10:04:00 AM

on question 10 and so far 2 wrong answers as evident in the included reference link.

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8/28/2023 5:28:00 AM

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VoiceofMidnight
12/29/2023 4:48:00 PM

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A K
8/3/2023 11:56:00 AM

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